How to quickly reestablish credit after bankruptcy?

How to quickly reestablish credit after bankruptcy?

Filed chapter 7 bankruptcy and it was discharged in June of this year. What can I do and where do I look to start reestablishing my credit and with whom? How long does it usually take to get credit scores back up? Just checked credit from Trans union, Equifax and Experian and score was 543. Two days later went to purchase a used car for $17,000.00 and was trading in my car for which we had agreed on $3,500.00 and I was putting $1,000.00 down. which all come to a total of $4,500.00 as a down payment. Dealer ran my credit and told me couldn’t sale me the car I wanted because my score was 498, how could that be? He offered to sale me another me any other car as long as it was $11,000.00 and under. Figured since I was putting $4,500.00 down, in which I would then be financing $13,000.00 that it should’ve been ok. Is it just better to get someone to purchase a car for me and I be the co-signer, will that help increase my score as well?

Related :

Filed chapter 7 bankruptcy and it was discharged in June of this year. What can I do and where do I look to start reestablishing my credit and with whom? How long does it usually take to get credit scores back up? Just checked credit from Trans union, Equifax and Experian and score was 543. Two days later went to purchase a used car for $17,000.00 and was trading in my car for which we had agreed on $3,500.00 and I was putting $1,000.00 down. which all come to a total of $4,500.00 as a down payment. Dealer ran my credit and told me couldn’t sale me the car I wanted because my score was 498, how could that be? He offered to sale me another me any other car as long as it was $11,000.00 and under. Figured since I was putting $4,500.00 down, in which I would then be financing $13,000.00 that it should’ve been ok. Is it just better to get someone to purchase a car for me and I be the co-signer, will that help increase my score as well?

“
What is the best website to go through to check my credit score regularly?
I have a bit of debt and I want to monitor my score and report as I pay off my credit cards. It doesn’t have to be free, just as long as its secure and safe.””
“”
“”My credit score is below 530 and I want to purchase a car for under 10,000 I have no cosigner what should I do?

“”
Free Credit Report??
Does anyone know where i can get an accurate credit report with out having to enter my credit card number?
“”
Anyone know how to get out of the payday loan trap?
Hi, can anyone help me on how to get out of the payday loan mess I have gotten into? I live in FL,22, work full time. I loaned money to my brother and over-extended myself and am needing help now. My credit score is around 600 and can’t seem to get a loan for around 1500 to get my out of this mess. Any ideas would be awesome! Thanks!””
“”
Would it make sense to buy a house when mortgage rates are 14% and expected inflation is 15%?
Would it make sense to buy a house when mortgage rates are 14% and expected inflation is 15%?
“”
How would an auto loan work if you wanted to be financed through your bank and not the car dealer?
Would I have to get the bank loan first then pay the dealer?
“”
#repost

“”
Chapter 13 bankruptcy?
i just filed chapter 13 bankruptcy. and i owe some back support not alot. and i have a monthly payment of $251.00. my question is will the monthly amount of $251.00 come out of my bankruptcy payment? i know the back support does just wondering if the $251.00 would??? please help
“”
“”Can I sell my financed car before I finish making all my payments? If so, how?

“”
Am I being impatient with my credit?
For the last two years I have been trying to improve my credit. Pay all bills ontime or early, I have not applied for any credit (no inquires) paid off debt, increase my earnings, added no new collections, recieve credit counceling . I had originally had about 6,000 worth of debt utility bills, cell phone mostly 1500 still remains as credit card debt w/total debt of 4,000. I have student loan in good standing, financed two cars (JD BYRIder), and now a third with no late payments. My score went up from 550 to 590 and now back down to 560 in two years. What can I do to keep it up, why would it go up and then down? What can I do besides what I cam currently doing to keep it up?””
“”
#repost

“”
#repost

“”
If someone were to file a chapter 7 bankruptcy would that effect their tax refund if it were under 1300.00?

“”
What qualifications do you have to have to recieve the Emerald advance credit from H & R block?
On the H & R block website it doesnt say anything but that you need a paystub and drivers license. It doesnt say how you qualify.
“”
Where can i find someone to give me a loan with bad credit?

“”
Applying for a lowes credit card question?
i applied for a lowes credit card online and instead of saying approved (or denied) it told me that they will either send me an email within 4–5 days or a letter in the mail within 7–10 days. what is this? why will it take so long to get this credit card? are they looking into it more or what?
“”
Does being cosigner for a auto loan improve my credit?
my father helped me purchase my car by him going on the loan because i didnt have any credit. but his name is on as promary driver because insurance purposes so i could stay on his policy and not have to get my own. my name went on as a co-applicant. my question is assuming all payments are made on time and every (which they are) is it doing alot of good to my credit as co sign? or is most of the credit going to the primary applicant?
“”
Asap loans payday trying to find?
rec’d advance, no loan doc want to contact””
“”
“”I have bad credit, no job, and no collateral and need to borrow $50,000 cash. How can I do it?

“”
What is a good legitamite auto loan site other than roadloans for bad credit?

“”
“”What’s a good, SAFE website or way to check my credit score?””
I thought about freecreditreport.com, but I just wanna make sure that’s safe and reliable. If not there, then where should I go? Thnks! 10pts Best Answer!””
“”
What is the effective annual rate?
Suppose your credit card issuer states that it charges a 15.00% nominal annual rate. If you must make monthly payments, which amounts to monthly compounding, what is the effective annual rate?””
“”
How can I find out how much I have in my 401k?
I worked in three different jobs in past 5 years. Now, I’m unemployed. I wonder if there’s any money I could collect now.””
“”
Has Any Country Ever Actually Gone Bankrupt Before?
I’ve been hearing all this talk about how the U.S. and Europe are going to go bankrupt and it is all going to be over. So, I am wondering, has it ever actually happened before? I’m not talking about just spending more then they make because that is a road to bankruptcy and not bankruptcy itself. I’m talking about actually going bankrupt where. 1. The stock market crashes 2. All goverment programs like Medicare, Social Security, etc completely stop 3. Millitary spending stops 4. People riot in the streets and chaos breaks out Has it ever happened before?””
“”
Is foreclosure really the best plan?
Wow, I just read this answer. If this is true, then this is what I should do. I’m self employed and making an income — but it’s not enough to pay my mortgage and other expenses. I kept up for about 6 years, but am now falling behind. Could I foreclose and stay in my house for a few years without making payments? Here is what someone told me on YA! You have the right idea but you are going about it backwards! Do what I did. Stop making payments NOW. You wont hear from the bank for like a year. Then, they will go through the whole foreclosure process. 5 days before the Trustee Sale file bankruptcy. That will buy you three more months and then they have to start all over. You can do this 4 times in one year. After that you can just let it go to foreclosure. That will take around 4 months give or take before the Trustee Sale. The unlawful detainer wont be served for like a month or two later — they will try to offer cash for keys but dont take it. Then you fight the unlawful detainer, which will buy you like 5 months. Just file all the motions and show up to the hearings. When its all said and done you will have lived there three years for free. You take the money you were going to pay the mortgage with and put it in savings. In three years you will have enough to buy a house CASH. Trust me prices are going nowhere. I started this in July of 2007 and have 90 days to leave before unlawful detainer STARTS (5 months extra still). I have about 185000 cash saved and will have 200000 by the time I leave here and move into my paid off home. Let me know when you buy your house so I can send you a housewarming present!””
“How to quickly reestablish credit after bankruptcy?

Filed chapter 7 bankruptcy and it was discharged in June of this year. What can I do and where do I look to start reestablishing my credit and with whom? How long does it usually take to get credit scores back up? Just checked credit from Trans union, Equifax and Experian and score was 543. Two days later went to purchase a used car for $17,000.00 and was trading in my car for which we had agreed on $3,500.00 and I was putting $1,000.00 down. which all come to a total of $4,500.00 as a down payment. Dealer ran my credit and told me couldn’t sale me the car I wanted because my score was 498, how could that be? He offered to sale me another me any other car as long as it was $11,000.00 and under. Figured since I was putting $4,500.00 down, in which I would then be financing $13,000.00 that it should’ve been ok. Is it just better to get someone to purchase a car for me and I be the co-signer, will that help increase my score as well?

Filed chapter 7 bankruptcy and it was discharged in June of this year. What can I do and where do I look to start reestablishing my credit and with whom? How long does it usually take to get credit scores back up? Just checked credit from Trans union, Equifax and Experian and score was 543. Two days later went to purchase a used car for $17,000.00 and was trading in my car for which we had agreed on $3,500.00 and I was putting $1,000.00 down. which all come to a total of $4,500.00 as a down payment. Dealer ran my credit and told me couldn’t sale me the car I wanted because my score was 498, how could that be? He offered to sale me another me any other car as long as it was $11,000.00 and under. Figured since I was putting $4,500.00 down, in which I would then be financing $13,000.00 that it should’ve been ok. Is it just better to get someone to purchase a car for me and I be the co-signer, will that help increase my score as well?

Filed chapter 7 bankruptcy and it was discharged in June of this year. What can I do and where do I look to start reestablishing my credit and with whom? How long does it usually take to get credit scores back up? Just checked credit from Trans union, Equifax and Experian and score was 543. Two days later went to purchase a used car for $17,000.00 and was trading in my car for which we had agreed on $3,500.00 and I was putting $1,000.00 down. which all come to a total of $4,500.00 as a down payment. Dealer ran my credit and told me couldn’t sale me the car I wanted because my score was 498, how could that be? He offered to sale me another me any other car as long as it was $11,000.00 and under. Figured since I was putting $4,500.00 down, in which I would then be financing $13,000.00 that it should’ve been ok. Is it just better to get someone to purchase a car for me and I be the co-signer, will that help increase my score as well?

Related posts:

Rapid succession of images fall right into the back of my head, pretending I’m not there. I get to watch the highs and lows of a lifetime, rooted into the deep and bitter source of my emotions, an…

Blockchain and cryptocurrency technology are both alluring and confusing because they are digital systems. A tokenholder cannot show a physical MGX token to a friend; instead, they show their digital…

Dating an older woman is quite the rage these days. As a woman over 35, I’ve never felt more desired by men in their late 20s and early 30s than I do now — more so even than when I was that age. So…